Climate change has irreversibly changed places like Florida. Climate change has already changed places like Florida permanently and irreversibly — affecting coral reefs, leading to higher property values and increasing inequality for vulnerable populations in the state, according to a new global report from the world’s top scientists.

 “The scientific evidence is unequivocal: climate change is a threat to human well-being and the health of the planet. Any further delay in concerted global action will miss a brief and rapidly closing window to secure a livable future,” says the United Nations’ Intergovernmental Panel on Climate Change report, released on Monday.

 The nearly 2,000-page report had a global focus, but Florida was repeatedly used as an example of a place where the impacts of climate change were already being felt, both economically and environmentally.

The report specifically mentions Florida multiple times, including: 

*Tidal flooding worsened by sea rise has led to almost $500 million in lost real estate value from 2005 to 2016 in Miami-Dade alone, “and it is likely that coastal flood risks in the region beyond 2050 will increase without adaptation to climate change.”

* Miami-Dade’s efforts to raise roads and build stormwater pumps have raised property values, leading to inequality for vulnerable populations.

* Floridians could be forced to retreat from the coast as sea levels rise.

* Florida’s coral reefs are bleaching and dying as temperatures rise.

* As coral reefs die, Florida could lose up to $55 billion in reef-related tourism money by 2100.

* Harmful algal blooms along Florida’s west coast spurred by climate change led to massive economic losses.

Those impacts aren’t news to residents of the Sunshine State. Repeated studies, many cited in this report, outline a future of more days where it’s too hot to safely work outside and sunny days where high tide alone causes street and home flooding. 

Attempts to fix the problem by installing new stormwater pumps and raising roads and buildings may have actually made inequality worse by raising property values in Miami-Dade, research cited in the report showed. It was one of the global report’s key examples of “maladaptation,” when efforts to address climate change backfire by raising greenhouse gas emissions or making life harder for vulnerable people.

Natalia Brown, the climate justice program manager for Catalyst Miami, said the report made clear that the people most at risk from climate are not those who caused it, and it is also compounded by a history of segregation and racism.

 “You’re not experiencing racist housing policy in a silo from climate change,” she said. “Many of these vulnerable communities are experiencing climate change and they’re carrying this historic legacy of environmental racism and redlining and distrust in government.”